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A Financial Social Work Intervention for Families With Complex Financial Difficulties (FinSoc)

RecruitingNAAges any - anyAllUniversity of Turku
NCT07084389 on ClinicalTrials.gov ↗
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In plain words

What the trial is, and whether it could suit you

As of 2022, about 12% of children in Finland lived in poverty. Many of these families face not only a lack of money but also stress, low confidence in managing finances, and limited access to financial guidance. This study aims to support these families by improving their financial skills and well-being through a practical and research-based program. The intervention includes five sessions with a trained social service professional, focusing on budgeting, financial decision-making, emotions around money, and the role of money in relationships. The goal is to reduce financial anxiety, improve knowledge, and build confidence in managing finances. The sessions also aim to help families talk more openly about money and set realistic financial goals. To test effectiveness, a randomized controlled trial (RCT) will be conducted. Families are randomly assigned to either the intervention group

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📋 Eligibility rules (as published)
Inclusion Criteria: * Client status in child welfare services, family social work, adult social work, assessment of the need for services, health social work, and financial social work * Within the past six months, the client has brought up one or more of the following challenges in managing their finances during their contact with social services: (1) Difficulties paying bills, housing-related expenses, or repaying debts on time, (2) Difficulties meeting the basic needs of family members (e.g. food, medication, clothing) (3) A perceived lack of sufficient knowledge, skills, or competence to manage financial matters (4) Feelings of anxiety or stress related to financial situation. * There is at least one underage child in the family. In cases of shared custody, the child must reside in the household for an average of at least half of the time in each calendar month. Exclusion Criteria: * There is an ongoing crisis or life situation in the family that, in the assessment of the social worker, prevents commitment to the intervention process. * There is an active criminal proceeding within the family. * The parents do not speak Finnish (all project materials are in Finnish, and there are no resources available to provide translations into other languages).
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What it tests

  • FinSoc
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Where

1 site
University of Turku
Turku, Finland
🤝 Taking part is your choice, and you can leave at any time. Only the trial team can confirm you are eligible — always decide together with your own doctor.
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